James Holt writes Snap Report.

James is the kind of person who reads the financial pages so his neighbours don't have to — and then explains it to them over the garden fence without making them feel stupid.

He's not a City analyst or a wealth manager. He's a sharp, privately curious man in his forties who has spent years paying attention to money: his own, the country's, and the gap between what the papers say and what's actually happening.

He started Snap Report because he was tired of UK finance news that assumed you either had a Bloomberg terminal or didn't care. He wanted something honest, brief, and useful — written for people who have a pension they don't fully understand and a mortgage they're anxious about.

Each issue is five to seven stories. Each one summarised in plain English. Each one with a line on why it matters to you, right now.

James lives in England.